🔨 Workers' Comp Tool

Workers' Compensation Calculator

Estimate your weekly workers' comp benefit, total payout, and permanent disability value based on your state's benefit formula and injury.

🇺🇸 All 50 States
🔒 100% Private
âš¡ Instant Results
🔨 Step 1 — Your Injury & Work Details
Workers' comp benefits are primarily based on your Average Weekly Wage (AWW) and disability classification.
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📊 Your Estimated Workers' Comp Benefits

Based on your wage, injury type, and state benefit rate
Weekly Benefit
Your estimated weekly payment
Perm. Disability Value
If rated for permanent impairment
Benefits Breakdown
💰 Weekly TTD Benefit
📅 Total Temp. Disability (TTD)
🏥 Medical Treatment Coverage
Covered
⚠️ Permanent Disability (PPD/PTD)
Key Factors
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⚖️ Workers' Comp Attorneys Work on Contingency — No Upfront Cost

Workers' comp attorneys typically charge 15–25% of your settlement — and only if you win. They fight for maximum impairment ratings, challenge return-to-work orders, and negotiate lump-sum settlements that are often 3–4× the weekly benefit value. Especially important if your claim is disputed or involves a permanent injury.

Get a Free Workers' Comp Consultation →
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How Workers' Compensation Benefits Are Calculated

Workers' compensation benefits replace a portion of your pre-injury wages while you recover. Most states pay 66â…”% (two-thirds) of your Average Weekly Wage (AWW) for temporary total disability — with a maximum weekly cap that varies by state. Some states pay up to 70% and have higher caps.

Your AWW is usually calculated as your average gross weekly earnings over the 52 weeks prior to your injury. If you worked part of the year, the calculation may differ. Tips, overtime, and other compensation may or may not be included depending on your state.

Permanent impairment is rated on a percentage scale by an authorized physician. Each body part has a maximum number of "weeks" assigned to it under your state's schedule. For example, an arm might be worth 312 weeks — a 20% impairment rating on an arm would be worth 62.4 weeks of benefits. Higher impairment ratings and higher wages produce larger permanent disability awards.

Many workers' comp cases settle as a lump-sum payment — typically calculated as the present discounted value of all future weekly benefits. A workers' comp attorney negotiates this settlement and can often achieve amounts significantly higher than what the insurer initially offers.

Frequently Asked Questions

In most states, it is illegal to retaliate against an employee for filing a workers' compensation claim. If you are fired, demoted, or have hours cut after filing a claim, you may have a separate wrongful termination or retaliation claim. Document everything — the timing of any adverse employment action relative to your claim filing date is critical evidence. Consult both a workers' comp attorney and an employment attorney if this happens.
If your employer or their insurer denies or disputes your claim, you have the right to appeal. The appeals process typically involves a formal hearing before a workers' compensation judge. An attorney is strongly recommended for disputed claims — disputed cases that go to hearings have much higher success rates with legal representation. Keep detailed records of medical treatment, missed work, and all communications about your claim.
In most cases, no — workers' compensation is the exclusive remedy against your employer, meaning you generally cannot also sue them in civil court. However, if a third party (not your employer) caused or contributed to your injury — such as a contractor, equipment manufacturer, or property owner — you may be able to bring a separate personal injury lawsuit against them while also receiving workers' comp benefits.